The Effect of Accounting Information Systems, Financial Technology, and Financial Management on the Financial Performance of MSMEs in Jakarta

Abstract

This study was conducted to determine the effect of accounting information systems, financial technology, and financial management on the financial performance of MSMEs in Jakarta. This research uses quantitative methods with primary data collected through research instruments in the form of questionnaires. The population used in this study are MSME players who live in the Jakarta area. The data analysis technique used in this study is Partial Least Square SEM (PLS-SEM) analysis through the help of the SmartPLS 4.0 application. The results of the analysis conducted by researchers say that accounting information systems have no significant effect on the financial performance of MSMEs. Meanwhile, financial technology and financial management have a significant effect on the financial performance of MSMEs. The use of financial technology in the form of digital payments and good financial management practices can improve the quality of MSME financial performance.